New Boat Loans

Buying a boat need not be too daunting. You can still have bit of luxury without necessarily having to go broke.

There are many lending institutions that are primarily focused on giving out boat loans. And they are your best bet among the many financial lenders. For one, they can give you sound advice on the tax implications of your purchase. They can tell you that you can register your boat as a home and, therefore, deduct some taxes for owning a boat. They can also assist you in processing the necessary documents to have you cruising as soon as possible. And, they can process your application fast. Some would take just a few hours to have a package ready for you.

When choosing a new boat loan, look past the interest rate figure. Most lenders will give you a choice of a fixed-interest rate for the duration of the term or a flexible rate. The experienced boat loan financiers can give you a fairly accurate projection of interest-rate fluctuations. But do remember that a fixed-rate loan, while it guarantees fixed charges for the entirety of the loan term, also carries a slightly higher rate. The flexible rate, because it factors in inflation risks, is a bit less expensive.

There are also lending facilities that offer flexible repayment plans. For example, you may require a seasonal payment schedule rather than the usual monthly payment schedule. This allows you to be free in particular months to devote your resources to other obligations. You may even opt for an annual payment schedule. Or, go to the extreme and pay as often as biweekly.

But before you start computing, budget first for other costs that come with taking a boat loan. You will have to pay for necessary processing fees: appraisals, underwriting, etc. that you have to go through before being approved for a loan, as well as other incidental costs.

Boat Loans provides detailed information on Boat Loans, Bad Credit Boat Loans, Online Boat Loans, New Boat Loans and more. Boat Loans is affiliated with Car Title Loan Company.

Marketing Thru Referrals for Boat Cleaning Services

Cleaning and detailing boats is a very good business especially for the nautical type person who would rather spend their time at the marina that just about any other place. But how does one go about getting customers and marketing their services. Better yet how does on market thru referrals for their boat cleaning and detailing business?

Well, simple really. You see you need to get with the other business who operate the marinas and services business. For instance if you make a deal with a Marina operator they may allow you to put your business cards and flyers in the monthly slip fee statements. Be sure to give a discount to those at that Marina, this also makes the marina look good.

It is also advisable to be on a first name basis with all the Yacht Salesmen in the area, because everyone knows that clean boats sell good. Additionally you can increase referrals by giving discounts or add-on free services to your customers who refer you the most.

Another smart thing to do is to hire helpers who are in the Sea Cadets or Junior Coast Guard. You should also make little displays with flyers, which do not take up too much space and ask to put them on the counters of local Marina businesses. I hope you will consider all this in 2006.

Lance Winslow

Getting To Vietnam - Road, Rail, Boat, Air

Whether you’re in Australia, America or China, if you’re heading to Vietnam for a holiday, it’s now as easy as ever to arrive by road, rail or air. Here are your options:

ROAD

From Cambodia: There is a road crossing at Moc Bai (Tay Ninh province 80km from Saigon) connecting Phnom Penh in Cambodia with Saigon. Several companies now operate a direct bus service between the two cities, departing each city early morning.
There is also a crossing into Vietnam via Chau Doc (245 km from Saigon) that is passable boat. Boats leave Phnom Penh (daily) in the early afternoon arriving in Chau Doc (Vietnam) around 6pm. The return journey departs early the next morning. Buses connect Chau Doc to Ho Chi Minh City (7hrs)

From Laos: There is a road crossing at Lao Bao in Quang Tri Province, about 160km northwest of Hue, connecting Savannakhet with Central Vietnam. Another road into Vietnam is via Cau Treo, Ha Tinh Province. Numerous travel companies run bus services for travellers, times vary.
From China: There are 03 roads crossing at Ha Khau (Lao Cai Province), Dong Dang (Lang Son Province) and Mong Cai (Quang Ninh Province). These borders may close at time, with out warning.

BOAT

There are no normal sea crossings into Vietnam although an increasing number of cruise liners sail into Vietnamese waters. The only other international connection by boat is the Mekong River crossing from Phnom Penh to Chau Doc (see above).

TRAIN

There are international rail connections between China and Vietnam. One from Peking via Nanning, crossing at Lang Son and one from Kunming that travels via Lao Cai, both services terminate in Hanoi.

AIR

Vietnam currently has three international airports:

ท Noi Bai serving Hanoi and the north

ท Danang International Airport serving the central provinces

ท Tan Son Nhat in Ho Chi Minh City serving the south.

The national carrier, Vietnam Airlines, has services connecting the USA, UK, Australia, Europe and many Asian countries to Vietnam. An increasing number of international carriers also fly to Hanoi and Ho Chi Minh City.

Low cost airline such as, Tiger Air and Air Asia, have flights from as low as $25USD/exl taxes from Bangkok/Singapore to Hanoi/HCMC.

When departing Vietnam, all visitors must pay $14USD for departure tax. This is payable at the airport, after check in.

NOTE: The above information can change at anytime, without warning. It is recommended that you seek up to date information regarding borders, travel, costs etc before you travel.

Adam Hurley is an experianced tour guide and photographer with over 5 years experiance in South East Asia.

http://www.vietnaminfocus.info

http://www.snapperphotography.com